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I think everyone has done this. I know I have. I believe I used dmda to recover all my photos back. Unfortunately I lost all the metadata for about 3000 photos. It took years to manually retap and redate them all but at least I didn’t lose them forever
If you self-host all the same services you have the same exposure level if root on your hosting machine is compromised. I suppose it depends on how confident you feel in how agile you can patch if a vulnerability becomes known in postfix for example. I wouldn’t consider self hosting something that reduces your cybersecurity risk typically