Mattermost isn’t e2ee, but if the server is run by someone competent and they’re allowed to see everything anyway (eg it’s all group chat, and they’re in all the groups) then e2ee isn’t as important as it would be otherwise as it is only protecting against the server being compromised (a scenario which, if you’re using web-based solutions which do have e2ee, also leads to circumvention of it).
If you’re OK with not having e2ee, I would recommend Zulip over Mattermost. Mattermost is nice too though.
edit: oops, i see you also want DMs… Mattermost and Zulip both have them, but without e2ee. 😢
I could write a book about problems with Matrix, but if you want something relatively easy and full featured with (optional, and non-forward-secret) e2ee then it is probably your best bet today.
Actually, it does. Various Cable and DSL standards involve splitting up a big (eg, measured in MHz) band of the spectrum into many small (eg, around 4 or 8 kHz wide) channels which are each used unidirectionally. By allocating more of these channels to one direction, it is possible to (literally) devote more band width - both the kinds measured in kilohertz and megabits - to one of the directions than is possible in a symmetric configuration.
Of course, since the combined up and down maximum throughput configured to be allowed for most plans is nowhere near the limit of what is physically available, the cynical answer that it is actually just capitalism doing value-based pricing to maximize revenue is also a correct explanation.