My payment processor just terminated my account and i am reminded once again too self host literally everything.

I already have a self hosted crypto rail but for many people that is not an option, bank transfer is quite easy to do with just checking against my bank’s API, but remembering from the data before i got terminated it was around 40% transfer, 40% ideal, 20% card.

Is there anyway to self host those other payment ways outside transfer?

Does anyone have experience with this?

If you do thank you very much!

  • hendrik@palaver.p3x.de
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    2 hours ago

    Does your bank even allow you to file debit notes, or collect money from other people’s credit cards? As far as I know that’s never part of a regular consumer bank account…

    For payment in advance (if you clients put in the effort to do a bank transfer) I think there’s HBCI, FinTS or whatever standards we have integrated in some CRM and eCommerce solutions.

    • TheMightyCat@ani.socialOP
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      6 hours ago

      What i ment with bank transfer is that people send money to my bank account with a payment reference, and i poll the bank API to see if a payment has arrived with that reference.

      No my bank doesn’t allow me to send SEPA debit, I don’t have a consumer bank account i have a business account but they still don’t allow it.